Home Foreclosures Spike In CA — See Where It's Happening The Most

California homeowners continued to face elevated foreclosure pressure in June, even as foreclosure activity cooled nationwide from the previous month, according to a new report from property data firm ATTOM.

California's foreclosure activity remained significantly higher than a year earlier, according to ATTOM's June 2026 foreclosure report, reflecting a broader national trend of elevated filings despite a month-over-month slowdown.

In June, foreclosures in the Golden State were up more than 10 percent from February of 2025 and up by more than 26 percent from March 0f 2024, according to ATTOM. The data mirrors a pattern of rising foreclosure rates in some of the nation's biggest states over the last two years.

In California, one in every 3,205 housing units had a foreclosure filing in June, giving the state the nation's ninth-highest foreclosure rate. Florida, South Carolina, Indiana, Nevada, Illinois, Delaware, Ohio and Texas all posted higher foreclosure rates.

Nationwide, 39,327 properties received foreclosure filings in June, including default notices, scheduled auctions and bank repossessions. That was down 3 percent from May but up 21 percent from June 2025. Overall, one in every 3,656 U.S. housing units had a foreclosure filing during the month.

According to ATTOM, lenders initiated foreclosure proceedings on 26,217 properties nationwide in June, down 4 percent from May but up 20 percent from a year earlier. At the same time, lenders repossessed 4,773 properties through completed foreclosures, up 17 percent from the previous month and 23 percent from June 2025.

According to ATTOM analysts, the national monthly decline in foreclosure activity was driven by fewer foreclosure starts, while completed foreclosures continued to increase.

Despite the month-over-month decrease, foreclosure filings, starts and completed foreclosures all remained above year-ago levels, suggesting the housing market continues to normalize following unusually low foreclosure activity in recent years.

States With The Highest Foreclosure Rates In June 2026

1. Florida: One foreclosure filing for every 2,106 housing units.
2. South Carolina: One foreclosure filing for every 2,374 housing units.
3. Indiana: One foreclosure filing for every 2,377 housing units.
4. Nevada: One foreclosure filing for every 2,508 housing units.
5. Illinois: One foreclosure filing for every 2,624 housing units.
6. Delaware: One foreclosure filing for every 2,699 housing units.
7. Ohio: One foreclosure filing for every 2,784 housing units.
8. Texas: One foreclosure filing for every 3,065 housing units.
9. California: One foreclosure filing for every 3,205 housing units.
10. North Carolina: One foreclosure filing for every 3,219 housing units.

Nationwide, lenders initiated foreclosure proceedings on 164,566 properties during the first six months of 2026, an 18 percent increase from a year earlier, while completed foreclosures rose 33 percent. California ranked third in the nation for foreclosure starts, behind only Texas and Florida, and second for completed foreclosures.

Rural Northern CA Counties See Highest Foreclosure Rates

While California's largest cities continue to account for many foreclosure filings, the highest foreclosure rates were concentrated in smaller Northern California counties, according to ATTOM. The rankings are based on the number of foreclosure filings relative to the total number of housing units, meaning counties with fewer homes can rank higher even with a smaller number of filings.

The California counties with the highest foreclosure rates in June were:

1. Lake County
2. Shasta County
3. Sutter County
4. Mendocino County

The increase comes as homeownership remains financially out of reach for many Californians.

A recent Zumper report found buying a home now costs significantly more each month than renting in many of the state's largest metro areas, with five California markets ranking among the nation's biggest gaps between monthly ownership costs and rent.

San Jose topped the list, where owning a median-priced home costs an estimated $8,593 more per month than renting.

The findings mirror broader affordability challenges in California. The Terner Center for Housing Innovation at UC Berkeley previously found the state's homeownership rate is the second lowest in the nation and that the typical Californian does not become a homeowner until age 49, largely because home prices have risen much faster than incomes.