Michael McDonnell, LTC Insurance Broker

Michael McDonnell is an independent insurance broker and long-term care planning expert dedicated to helping individuals and families protect their assets and retirement savings.

With over 20 years of experience, he provides personalized financial solutions designed to mitigate the significant costs associated with long-term care. He serves clients by evaluating their unique health, age, and financial goals to secure appropriate coverage options.

Specializing in long-term care planning, Mr. McDonnell offers a comprehensive range of solutions including traditional long-term care insurance, hybrid life insurance policies, and hybrid annuity plans.

He offers online meetings (no video) to help you understand what Medicare covers and doesn't. What Medi-Cal (Medicaid) spend-down and estate recovery are all about. His expertise extends to asset protection and wealth preservation, ensuring that clients can maintain their desired lifestyle regardless of future care needs.

Clients can expect an unbiased, research-driven approach from a professional who is not tied to any single insurance carrier. As a member of the National Ethics Association and the Society of Financial Service Professionals, Mr. McDonnell prioritizes transparency and informed decision-making through personalized, no-obligation consultations.