Minnesota's New HOA Law: What SF 1750 Means for Your Community

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RowCal has tracked SF1750 since it moved through the Legislature, and we're helping the communities we manage get ahead of the deadline instead of scrambling to meet it.

Minnesota homeowners associations are entering a new era of oversight. In May 2026, Gov. Tim Walz signed SF1750 into law, the biggest update to the Minnesota Common Interest Ownership Act in more than three decades. Most provisions took effect immediately, but the bulk of the law kicks in Jan. 1, 2027, giving boards and homeowners a limited window to prepare.

The stakes are high. Roughly a quarter of Minnesotans live in an HOA, and 82% of new homes built in the state are part of one, lawmakers say. Supporters have dubbed SF1750 an "HOA Bill of Rights," aimed at boosting transparency and reining in inconsistent enforcement across communities.

Here's what's changing:

Fees and fines: Late fees are capped at the greater of $20 or 5% of the amount owed, and most fines are capped at $100 per violation. Interest on delinquent assessments cannot exceed 8%.

Board transparency: Meeting agendas and contracts up for approval must be published in advance, and owners must get a chance to speak before the board acts.

Dispute resolution: Owners gain the right to a free "grievance" hearing and may bring an attorney, without automatically being billed for the association's legal costs.

Contracts and bidding: Contracts over $50,000 require three competitive bids, and board members can't vote on deals where they or family have a financial stake.

Rulemaking: New rules must be reasonable and go through a 21-day notice-and-comment period before adoption.

Dissolution: Certain detached, single-family communities can now dissolve with 67% owner approval, a lower bar than before.

The compliance clock is running. Updating governing documents, fee schedules, meeting procedures and resale disclosures before January will take planning, and missteps could expose associations to liability.

Want to know what SF1750 means for your association? Visit RowCal.com to get started.

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