Personal Finance

These NJ Property Tax Relief Applications Are Now Open

Qualifying residents could see thousands of dollars in tax relief. Here's how to get your slice of the pie:

Applications for all of New Jersey's property tax rebate programs are now up and running. Here's how to get your slice of the pie:

ANCHOR

The ANCHOR program, or the Affordable New Jersey Communities for Homeowners and Renters program, offers tax relief for owners and renters in New Jersey, and this year’s relief is based on residents’ 2025 income, age, and residency.

Find out what's happening in Across New Jerseyfor free with the latest updates from Patch.

Most eligible residents will have their application refiled automatically for them. Those new to the program and people 65+ years old who collect Social Security disability benefits need to file an ANCHOR application on their own.

More from Patch — NJ Residents Could Get $3K, In Addition To ANCHOR: Here’s Why

Find out what's happening in Across New Jerseyfor free with the latest updates from Patch.

See ANCHOR eligibility requirements below:

  • Homeowners are eligible if:
  1. You were a New Jersey resident in 2025
  2. You owned and occupied a home in New Jersey that was your principal residence (main home) on Oct. 1, 2025; and
  3. Your home was subject to property taxes
  4. Your 2025 New Jersey gross income was not more than $250,000.
  • Renters are eligible if:
  1. You were a New Jersey resident in 2025
  2. You rented and occupied a residence in New Jersey that was your principal residence (main home) on Oct. 1, 2025
  3. Your name was on the lease or rental agreement
  4. You paid rent
  5. The rental property was subject to local property taxes
  6. Your 2025 New Jersey gross income was not more than $150,000.

Those who have their ANCHOR application re-filed automatically by the state should see an ANCHOR confirmation letter in the mail soon, if they haven't already.

The rebate amounts will be the same as last year’s: $450 for renters to $1,500 for homeowners. Senior homeowners can receive up to $1,750, and senior renters can receive up to $700, depending on income.

The first payments are expected to go out in September on a rolling basis, usually within 90 days of filing. Those who file by paper will only be able to receive their funds by paper check. Online filers will have the option to receive a check or to use direct deposit.

Residents can check their ANCHOR benefit status online here. To file your ANCHOR application yourself, click here. The deadline to file is Nov. 2.

Stay NJ, Senior Freeze

The PAS-1 combined application has been available to fill out for eligible people 65 years and older. The application allows people to claim benefits from Senior Freeze, ANCHOR, and the Stay NJ Program, all at once, even if they aren't eligible for all three programs.

Those who applied online last year can expect to receive an invitation to do so again in the mail, according to the Division of Taxation.

More — NJ Property Tax Rebate Checks Slashed: See By How Much

Eligible applicants can expect to receive a letter in the fall confirming their applications and letting them know how much relief to expect.

Related: These NJ Homeowners Are Getting A Bigger Property Tax Rebate

It should be noted that PAS-1 applications will not be automatically refiled by the state, and residents will need to do it themselves.

Applicants should prepare their 2025 property tax details, including their County/Municipality Code, Block/Lot/Qualifier, and tax amounts, as well as the gross income reported on their 2025 NJ-1040 when applying.

Most residents who were eligible for relief for the 2024 tax year will be eligible for the 2025 tax year.

Here’s a breakdown of eligibility requirements for Stay NJ and Senior Freeze programs:

  • Stay NJ: For residents 65 years of age or older who owned and lived in a home for the full 12 months of 2025 and have an income below $500,000. The program reimburses applicants for 50 percent of their property tax bills, up to a maximum of $13,000, with a 2025 benefit cap of $6,500.
  • Senior Freeze: Eligible for homeowners and mobile homeowners who were 65 years or older by Dec. 31, 2025, or those who received Social Security disability benefit payments or Railroad Retirement disability benefit payments by that date. Additionally, your total annual income in 2025 must have been $172,475 or less to be eligible.

More: Property Tax Relief Changes Abound In New NJ Budget

The deadline to file for 2025 property tax relief is Nov. 2.

Those looking for help in filing property tax relief applications can attend one of the Division of Taxation's several assistance events across the state. Click here to find one near you.

Get more local news delivered straight to your inbox. Sign up for free Patch newsletters and alerts.