Former Prince George's Police Officer Sentenced In Insurance Fraud Scheme

ACCOKEEK, MD — A former Prince George's County police officer has been sentenced to prison for his role in an auto insurance fraud scheme.

Judge Lydia Griggsby has sentenced Michael Anthony Owen, Jr., 37, of Accokeek, to six months in federal prison, followed by two years of supervised release with the first six months served on home detention, for the falsification of records in connection to the scam. Griggsby also ordered Owen to pay $17,585 to the victim of one of his insurance fraud schemes.

According to court documents, between August 2018 and February 2020, Owen and Jaron Earl Taylor, 32, of Ft. Washington, who also was an Anne Arundel County Police Department officer, conspired with other police officers to commit mail and wire fraud. Taylor and Owen, along with officers Candace Tyler, 39, of Bowie, Conrad D’Haiti, 56, of La Plata, Davion Percy, 40, of Suitland and others devised a scheme for insurance companies to pay out the remaining financing costs of unwanted vehicles.

The former officers took turns writing false police reports and submitted them to insurers to support the fake claims they filed with the insurance companies to obtain money.

In August 2018, Owen and Taylor staged the theft of Taylor’s Chevrolet Tahoe. After Taylor filed a fraudulent police report, he and Owen stripped the vehicle and drove it into the woods of a Maryland State Highway property near Largo. Taylor then made a false claim to the United Services Automobile Association (USAA) for the loss, for which USAA paid out a total of $38,670.

Then in January 2020, Owen helped D’Haiti in avoiding payment on the loan balance of a Jaguar XKR. In cooperation with D’Haiti and Percy, Owen devised a scheme to fake the vehicle’s theft. D’Haiti parked his Jaguar behind Marlow Heights Shopping Center where Percy worked as police chief.

D’Haiti then paid Percy $350 to arrange for another co-conspirator to tow the vehicle and extensively vandalize it for the purpose of creating a total insurance loss. Tyler then filed a fictitious police report that D’Haiti used to support his claim against Liberty Mutual Insurance. In February 2020, Liberty Mutual paid the Jaguar’s lienholder, Navy Federal Credit Union, $17,585 on the false claim.

Also in January 2020, Owen and Taylor helped get rid of an Infiniti sedan to help a co-conspirator avoid making payments on the vehicle while on extended overseas duty. The co-conspirator gave Taylor $1,000 via CashApp to stage the theft. Taylor then forwarded the money to Owen who filed a false police report with PGPD, stating the vehicle was stolen.

But Owen, Taylor and others moved the car to the top floor of a Camp Springs apartment complex parking garage. The co-conspirators attempted to conceal the car’s identity by removing the vehicle’s license plates and replacing them with different ones registered to another vehicle. The owner and co-conspirator filed a claim with GEICO that was eventually denied on the grounds of fraud.

In June 2026, a federal jury found Percy guilty of one count of conspiracy to commit mail and wire fraud in connection with the auto insurance fraud scheme. In July 2026, Griggsby sentenced Taylor, 32, to three years of probation with the first five months served on home detention for conspiracy to commit wire fraud.

Griggsby also ordered Taylor to pay $38,670 in restitution to the United States Automobile Association. Tyler pleaded guilty to conspiracy to commit bank fraud and D’Haiti, 56, pleaded guilty to conspiracy to commit mail and wire fraud.