Queens Business Bank Account Frozen by an MCA Company? Act Now

Merchant Cash Advance Froze Your Bank Account?

Bank Restraint, MCA Lawsuit or Default Judgment? Act Quickly.

A frozen or restrained business bank account can immediately disrupt payroll, rent, inventory purchases and vendor payments. Some Queens business owners first discover that an MCA lawsuit or judgment exists only after their bank restricts access to the company’s operating funds.

If an MCA company has restrained your account, filed a lawsuit or obtained a default judgment, do not ignore the problem.

Call Credible Law now at (888) 201-0441.

Does Your Business Face Any of These Problems?

You may need a prompt legal review if:

• Your business account is frozen or restrained
• Your bank received a restraining notice
• You were served with an MCA summons and complaint
• A judgment was entered without your knowledge
• Daily ACH withdrawals are disrupting cash flow
• An MCA company filed or threatened a UCC lien
• A creditor is pursuing a personal guaranty
• Payroll or essential vendor payments are approaching

Learn more about Queens merchant cash advance defense and the issues that may need to be evaluated.

Find Out Why the Account Was Frozen

Contact the bank’s legal, restraint or levy department. Ask for:

• The creditor and collection law firm
• The court and case number
• The amount being restricted
• The date the notice was received
• A copy of the restraining or enforcement documents

Gather your MCA agreement, payment history, bank notices, emails, text messages and court papers. This guide explains potential next steps when an MCA company freezes a business bank account.

What If a Default Judgment Already Exists?

A default judgment does not automatically mean every case can be reopened. However, an attorney may evaluate service of process, jurisdiction, deadlines, the court record and whether grounds exist to request relief.

Business owners who discovered a judgment after their funds were restrained can review information about seeking to vacate an MCA default judgment.

No outcome is guaranteed. Available options depend on the agreement, court filings, service history, applicable deadlines and enforcement activity.

Request an MCA Case Review

If your Queens business is facing a frozen account, restraining notice, MCA lawsuit, default judgment or aggressive collection activity, get the documents reviewed promptly.

Call Credible Law: (888) 201-0441

When calling, say:
“My Queens business is facing an MCA emergency.”

Credible Law
Queens NY
(888) 201-0441

Serving Queens-area businesses seeking legal assistance with merchant cash advance disputes.

Attorney advertising. New York representation is subject to attorney licensing, case review, conflict screening and a signed engagement agreement. This information is not legal advice. Calling does not establish an attorney-client relationship. Past results do not guarantee future outcomes.