Public Adjuster Charged With Bilking Bucks Co. Clients Out Of $140K

DOYLESTOWN, PA — The Bucks County District Attorney’s Office has announced criminal charges against the owner and operator of Advanced Public Adjusters following a four-month investigation into allegations of insurance fraud and theft.

Greg A. Micucci, 61, of Bristol, is accused of misappropriating approximately $140,000 in insurance claim funds intended for nine victims and their contractors.

The investigation, led by Detective John Agnew of the Bucks County District Attorney’s Office, began on Jan. 5 after a Warminster resident reported that Micucci had failed to pay contractors for repairs following a storm. Detectives discovered a pattern of behavior spanning from January 2024 to the present.

According to the criminal complaint, Micucci’s firm represented homeowners in claims against major insurers, including Allstate, Travelers, Progressive, and State Farm. The affidavit alleges that Micucci utilized a specific legal notice to ensure all insurance checks were mailed directly to his business address in Bristol.

While Micucci claimed the funds were held in a business savings account that he used as an “escrow account,” investigators said they found that the money was not properly distributed, leaving victims unable to pay for essential home repairs.

The investigation identified several victims, including a Warminster homeowner who is owed more than $30,000 for tree removal services and reported that Micucci stopped answering calls in September 2025.

A Newtown resident seeking reimbursement for a flood claim received no funds and was forced to pay $25,000 out of pocket for repairs.

And, in another instance, a Doylestown woman acting as the executor of an estate in Yardley paid $35,000 of her own money to complete repairs after never receiving insurance checks totaling over $35,000.

In addition, a Levittown resident was issued a check for $13,242.36 that was returned for insufficient funds.

When interviewed by detectives in March, Micucci admitted that he had not properly handled the claims, according to a criminal complaint.

Micucci was charged with nine counts each of insurance fraud, theft by deception, deceptive business practices, and misappropriation of money held on behalf of another. Under Pennsylvania law, the deceptive business practices charges include enhancements because two of the victims were senior citizens, aged 64 and 81, at the time of the offenses.

He was arraigned on Wednesday by Magisterial District Judge David J. Chichilitti.

This is the second major case involving a public adjuster in the past month, following the March arrest of Michael Joseph Breitenbach for allegedly misappropriating more than $82,000 from clients.

“Homeowners trust public adjusters to protect them after a disaster, not to exploit them for personal gain,” said Bucks County District Attorney Joe Khan. “To divert insurance proceeds intended for repairs, especially from our senior residents, is a betrayal of professional responsibility that our office will not tolerate.”

The Bucks County District Attorney’s Office is asking that any other residents who believe they may have been a victim of Micucci and Advanced Public Adjusters to contact Detective John Agnew at 215-348-6344.